Risk assessment models in FinAPU allow you to perform fast and efficient risk assessments and easily analyse countries, companies and banks whether they are market-listed or not.
FinAPUs flexibility allows it to adapt to your requirements with minimal effort. With just a few clicks you will be able to incorporate your point of view to get an optimal overview catered to your needs.
FinAPU is able to integrate any type of data and model making it possible for you to implement your internal models cost-effectively. Having your data in an audit-proof environment is one of FinAPUs many advantages.
You will be able to work efficiently and expeditiously on a daily basis.
The base models used in FinAPU are the AuDiT risk models. Initials and origin of the company founders is what gave AuDiT its name: Austrian Diem & Tasch. Early model versions have been in use since 2009 and provide access to global and cross-segment risk analysis.
All regulatory requirements according to Basel II and Basel III/CRR are covered with AuDiT risk models and can be adapted to personal portfolios and internal risk analysis systems.
Usability was one of the main goals of FinAPU. The user interface is designed to make your experience as comprehensible as possible and emphasizes on ease of use. An additional feature is your annual report featuring a validation of your models for an ample overview.
The top priorities of AuDiT bank ratings have always been reliability, quality, innovation and experience, which aides hundreds of satisfied users in their daily work since 2009.
Noteworthy is also the global applicability as well as many years of dependability of the AuDiT bank rating. Tie-ins with country-based evaluations allow national economy aspects to be incorporated in our ratings.
You can assess your competition in the banking sector in every segment with a variable selectivity of over 70 percent due to our high quality rating system. Well-balanced operating numbers and key figures as well as precise consideration of risk trends lead to automated results that most often reflect the opinion of experts.
The AuDiT sovereign rating model is fundamentally different from other model approaches. The use of authentic default events allows it to select certain risk takers and ensure to obtain reliable and excellent validity on the assessment of credit history and credit progress of sovereign entities. In addition to these quantifiable factors, other demographic variables such as the Corruption Perception Index, the ease of doing business index or the Conflict Barometer are determined automatically. The observation of the financial sector by use of the AuDiT bank rating incorporates the stability of the financial market into the country assessment.
You can evaluate more than 170 countries to make your assessment of global risks more accurate. A selectivity of 69 percent could be achieved due to extensive development of our database (more than 200 indicators since 1980).
AuDiT corporate rating assesses the companies ability to meet its financial obligation by analysing annual financial statements, profit and loss accounts and cash flow statements. In this segment the qualitative estimation by the user will be rated with a distinct score card and later weighted by qualitative assessment.
With 76 percent selectivity this model shows very promising forecast reliability regardless of regions and sectors.
AuDiT Early Warning
Get your information head start for up to six months. Thanks to FinAPU, you can monitor your portfolio in real time. You will be informed immediately in case of changes in creditworthiness based on on-going balance sheet information updates, allowing you to react swiftly and efficiently.
AuDiT Early Warning for Banks
AuDiT Early Warning for Banks
Ab sofort sind Sie einen Schritt voraus, wenn es um Early Warning Prozesse bei Banken geht. AuDiT Early Warning nutzt unterjährige Informationen, um Risiken in den Bankbilanzen frühzeitig zu erkennen. Diese Vorgehensweise ist eine gute Alternative bzw. Ergänzung zu Early Warning Systemen die sich auf CDS Informationen stützen, da eine sehr gute Portfolio-Abdeckung sowie ein langer Prognosehorizont erreicht werden. Die ausgereifte Abstimmung und Automatisierung
der Faktoren wie negative Kernerträge, geringe Risikovorsorgen oder schwankende Kreditportfolien ist einzigartig. Das Ergebnis ist ein Ratingausblick (stabil, negativ, watch negativ) mit einer herausragend geringen Fehlerquote. Gemeinsam mit dem AuDit Banken Rating ermöglicht das AuDiT Early Warning einen geregelten, einfachen Monitoringprozess in Ihrem Unternehmen.
Only those who plan ahead can operate successfully on the market, which is another reason to include forecasts in your risk assessment. With AuDiT forecast you can simulate future trends and evaluate effects for individual cases or on a portfolio basis with just a few clicks. FinAPU forecast models provide a solid base for stress testing and compliance with IFRS 9 requirements.
Make easy investment decisions founded on substantial simulations on sovereign risks using predictive value data. Consensus- and stress scenarios will give you an optimal overview. Automated collection of data is made possible by our partner BMI and a user-friendly interface.
Bonus: FinAPU will automatically update all forecasts as soon as new data is available. Furthermore you will be able to record and simulate your own scenarios.
Not only evaluation but also monitoring plays a vital role in risk- and portfolio management. FinAPU will give you a precise overview due to its 360-degree monitoring and with the benefit of a variety of visualization options changing developments will be hard to miss. Set your own alarms and define a customized process once a warning signal has been triggered.
Your unbeatable advantage: Meet all regulatory requirements and make your risk monitoring more efficient and effective.
FinAPU will provide you with daily updates on changes in your portfolio regarding areas of credit rating, currency of ratings, forecasts, ownership structures, equity market and inventory. This will give you a significant advantage in knowledge and you can react quickly with the best interest of your customers in mind.
Facilitate your work routine in risk management with detailed analyses at entity- and portfolio levels. Different tools enable you to examine individual sectors and fields in just a few seconds or make it easy to create peer group and industry comparisons. Results can be plotted graphically or in tabulated form customized to your needs with minimal effort.
Due to individual configuration options, you can create your own analysis sheets and integrate them into your daily work process. FinAPU swiftly reduces time-consuming processes and tailors them to your needs. Well-saved time can now be used on customers instead of getting lost in numbers and data.
FinAPU lets you control all risk-relevant processes usefully and conveniently on one platform. Instead of switching back and forth between individual systems, your daily work routine can completely be dealt with in FinAPU. Every process can be customized to your individual needs. Whether definition of procedures, positions or authorizations - the process can be adjusted to your personal requirements. Every process is audit-proof which means every workflow is recorded and the subsequent data archive will be available to you.
FinAPU is your reliable assistant in risk and portfolio management. Not only will it help you keep an overview, it will also display your work steps transparently.
Bind workflow procedures to different functions and determine their schedule and structure. This makes sure you meet double-check principles fully automated.
This section is also easy to customize and will help you to keep an overview of work processes and their current state.
Customize your loan application form as well as its content and procedure according to your needs. To minimize the margin of error and save valuable time, link this process to our rating- and limit management system.
Limits & Exposure
Shape content and structure of this area according to your requirements and create a digital interface directly to your own core system. Full integration with FinAPU allows you to exhaust this platform to its best potential and up values your reporting section.
Perform complex queries quickly and efficiently. Within no time and at the push of a button, you can evaluate market and risk-relevant information. Reports on your portfolio performance, and simulations are available in addition to our risk analysis. Your reporting is extendable at will and will adapt to your demands and requirements.
FinAPU is able to present large amounts of data more clearly and will help you merge and visualize them. It has never been so easy to create such extensive custom-built reports.
Risk assessment at the portfolio level
Analyse the necessary data in every detail. All relevant information such as ratings, forecasts, limits etc. will be available at a glance.
We provide global coverage of corporate hierarchies of up to 30 million companies. In FinAPU you can easily map the current as well as the historical company structure. Choose between the views “Entire Corporate Hierarchy” and “Group Members in your portfolio”. By means of this function, your portfolio is displayed clearly with just one click.
Compile your reports according to your daily requirements. FinAPU adapts to your daily work routine and not vice versa.
FinAPU automatically incorporates master data, corporate data and capital market data from our partners Fitch Solutions, BMI and Thomson Reuters. Moreover, you can integrate your own data from your own sources into FinAPU. Relevant data can be exported any time with Excel, FTP and other interfaces or can be further processed in third-party systems.